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Motor Vehicle Accident Benefits
Car Accident Injury in Pickering or Milton?
Injured in a motor vehicle accident? Book an MVA assessment with our expert physiotherapists in Pickering or Milton. Notify your auto insurance company, and let our clinic handle the rest.
MVA Physiotherapy & Rehabilitation
- Physiotherapy
- Massage Therapy
- Acupuncture
- Therapeutic Ultrasound
- Shockwave Therapy
- Home Exercise Program
- Assessment and Reports
- Knee Brace/Support
- Back Brace
- Ankle Brace
- Elbow Brace
- Wrist Brace
- Carpal Tunnel Splint
- Shoulder Splint
As a multidisciplinary clinic, we deliver specialized MVA rehab designed to ensure a fast and smooth recovery. We handle the paperwork and direct-bill your auto insurer, making your healing journey completely stress-free.
Auto Collision Rehab Programs
We provide pre-approved treatment plans under Ontario auto insurance regulations to help local accident victims recover quickly:
- Minor Injury Guideline (MIG): 12 weeks of pre-approved physiotherapy for whiplash, sprains, and strains. Start immediately without waiting for insurer approval.
- Non-MIG / Severe Injuries: Customized Treatment Plans (OCF-18) for complex injuries, fractures, or concussions requiring specialized care.
Car Accident Injury Q&A
What is the right procedure to file a claim to auto insurance
1. Notify Your Auto Insurer (Within 7 Days) Report the accident to your insurance company. They will open a claim, assign an adjuster, and give you a Claim Number.
2. Book an Assessment Schedule an assessment at our Pickering or Milton clinic immediately. Our physiotherapists will assess your injuries and map out your treatment plan.
3. Submit the OCF-1 Form (Within 30 Days) Complete the Application for Accident Benefits (OCF-1) provided by your insurer. You must submit this to activate your coverage.
4. Use Extended Health Benefits (EHB) First By Insurance Act in Ontario, if you have workplace health benefits, you must use them before your auto insurance kicks in. Our team will coordinate this billing for you.
5. Let Us Handle the Medical Forms We take care of the complex paperwork. We will submit your required Treatment Forms (OCF-18 for severe injuries or OCF-23 for minor injuries) directly to your adjuster.
6. Focus on Healing Once the paperwork is filed, we direct-bill your insurance company through the secure HCAI system, ensuring your recovery is completely stress-free.
Should I wait for car insurance company to approve my claim, once injured at accident?
No. Early MVA treatment is vital. Minor injuries (MIG) are pre-approved for 12 weeks of immediate care. For severe injuries, we will assess you immediately and submit the required paperwork for funding.
Does it cost me anything to get health care under the MVA insurance?
No. Your auto insurance covers your MVA rehab. There are no out-of-pocket costs. We direct-bill your insurer.
How long do these programs usually last?
MIG Program: Up to 12 weeks for minor injuries.
Non-MIG: Varies by injury severity. We continuously monitor your progress and request extensions if needed.
Do I need to use my extended health benefit first for auto accident recovery?
Yes. Ontario law requires utilizing your workplace extended health benefits (EHB) first. Our Pickering and Milton teams will coordinate billing between your EHB and auto insurance seamlessly.
Top-Rated MVA Physiotherapy in Milton & Pickering
Find The Physiotherapy Clinic Near You
Pro Fusion Rehab has 2 well designed and modern rehabilitation clinics, located at Pickering and Milton Ontario.
Pickering Physiotherapy Clinic
Milton Physiotherapy Clinic
Try Our Direct Billing Service
Lower Your Upfront Payment
We direct bill most of the Group Health Benefits, WSIB and Auto Insurance Company